Banks - Regional Industry: Stock Analysis & Valuation
Industry: Banks - Regional | Sector: Financial Services
Companies that provide financial services include banks, savings and loans, asset management companies, credit services, investment brokerage firms, and insurance companies. Companies in this sector include Allianz, JPMorgan Chase, and Legg Mason.
The Banks - Regional industry represents a focused group of companies with highly similar business models, competitive dynamics, and market forces. This granular view makes it easier to spot which companies have sustainable competitive advantages and which are likely overvalued or undervalued.
Your Industry Knowledge = Investment Edge
If you work in Banks - Regional, follow industry news, or understand the competitive landscape, you have a significant advantage over Wall Street analysts. Use this knowledge to evaluate which companies have durable moats, realistic growth prospects, and strong margins of safety.
Banks - Regional Stocks: Value Metrics
Review the stocks in this list to compare valuations, cash flow metrics, and value investing indicators. Look for companies trading below intrinsic value with sustainable competitive advantages.
| Company | Current Price | Current Price Discount 10 years |
|---|---|---|
| Flushing Financial Corporation (FFIC) |
$15.47 | none |
| Webster Financial Corporation (WBS) |
$77.57 | none |
| State Street Corporation (STT ) |
$184.40 | none |
| Newtek Business Services Corp. (NEWT) |
$11.64 | none |
| CVB Financial Corp. (CVBF) |
$22.70 | none |
| U.S. Bancorp (USB) |
$60.06 | none |
| OceanFirst Financial Corp. (OCFC) |
$17.87 | none |
| Camden National Corporation (CAC) |
$57.48 | none |
| Shore Bancshares (SHBI) |
$23.23 | none |
| Hilltop Holdings (HTH) |
$38.65 | none |
| Southside Bancshares (SBSI) |
$31.54 | none |
| United Bancshares (UBOH) |
$39.75 | none |
| Banc of California (BANC) |
$18.50 | none |
| Community Trust Bancorp (CTBI) |
$75.93 | none |
| Chemung Financial Corporation (CHMG) |
$82.97 | none |
| SB Financial Group (SBFG) |
$29.48 | none |
| Wintrust Financial Corporation (WTFC) |
$147.52 | none |
| Popular (BPOP) |
$162.03 | none |
| Stock Yards Bancorp (SYBT) |
$79.37 | none |
| Horizon Bancorp (HBNC) |
$19.48 | none |
| Republic Bancorp (RBCAA) |
$93.84 | none |
| National Australia Bank Limited (NABZY) |
$13.87 | none |
| Park National Corporation (PRK) |
$183.37 | none |
| CIT Group (CIT) |
$0.00 | none |
| Bar Harbor Bankshares (BHB) |
$40.28 | none |
| Associated Banc-Corp (ASB) |
$29.66 | none |
| Sierra Bancorp (BSRR) |
$40.19 | none |
| National Bankshares (NKSH) |
$42.59 | none |
| United Bancorp (UBCP) |
$16.00 | none |
| Live Oak Bancshares (LOB) |
$38.02 | none |
| Valley National Bancorp (VLY) |
$13.59 | none |
| Northern Trust Corporation (NTRS) |
$177.89 | none |
| German American Bancorp (GABC) |
$49.18 | none |
| Ames National Corporation (ATLO) |
$31.91 | none |
| Seacoast Banking Corporation of Florida (SBCF) |
$33.70 | none |
| Fifth Third Bancorp (FITBI) |
$25.69 | none |
| ACNB Corporation (ACNB) |
$63.85 | none |
| Pacific Financial Corporation (PFLC) |
$18.38 | none |
| Union Bankshares (UNB) |
$23.96 | none |
| Commerce Bancshares (CBSH) |
$56.55 | none |
| Bankwell Financial Group (BWFG) |
$65.94 | none |
| Truist Financial Corporation (TFC) |
$48.56 | none |
| First Financial Bankshares (FFIN) |
$32.81 | none |
| Community West Bancshares (CWBC) |
$26.05 | none |
| State Street Corporation (STT) |
$182.87 | none |
| LCNB Corp. (LCNB) |
$18.79 | none |
| First Interstate BancSystem (FIBK) |
$37.35 | none |
| First Financial Corporation (THFF) |
$76.55 | none |
| Unity Bancorp (UNTY) |
$58.19 | none |
| Equity Bancshares (EQBK) |
$49.03 | none |
| CB Financial Services (CBFV) |
$37.28 | none |
| Independent Bank Corporation (IBCP) |
$36.23 | none |
| Meta Financial Group (CASH) |
$76.17 | none |
| Central Pacific Financial Corp. (CPF) |
$37.64 | none |
| City Holding Company (CHCO) |
$143.21 | none |
| FB Financial Corporation (FBK) |
$53.36 | none |
| National Bank Holdings Corporation (NBHC) |
$40.97 | none |
| Eagle Financial Services (EFSI) |
$45.93 | none |
| BOK Financial Corporation (BOKF) |
$132.75 | none |
| Eagle Bancorp (EGBN) |
$28.32 | 23.2% |
| Summit Financial Group (SMMF) |
$0.00 | none |
| First Busey Corporation (BUSE) |
$30.32 | none |
| Cathay General Bancorp (CATY) |
$62.25 | none |
| BancFirst Corporation (BANF) |
$108.29 | none |
| The Bank of Nova Scotia (BNS) |
$94.07 | none |
| American National Bankshares (AMNB) |
$0.00 | none |
| Trustmark Corporation (TRMK) |
$47.45 | none |
(SRCE ) |
$89.74 | none |
| Bank OZK (OZK) |
$51.30 | none |
| Old National Bancorp (ONB) |
$26.64 | none |
| Ameris Bancorp (ABCB) |
$87.83 | none |
| QCR Holdings (QCRH) |
$102.95 | none |
| ConnectOne Bancorp (CNOB) |
$32.94 | none |
| The PNC Financial Services Group (PNC) |
$248.49 | none |
| Capital City Bank Group (CCBG) |
$52.30 | none |
| Capital One Financial Corporation (COF) |
$208.71 | none |
| Bank of Marin Bancorp (BMRC) |
$29.50 | none |
| KeyCorp (KEY) |
$22.18 | none |
| Citigroup (C) |
$127.13 | 19.1% |
| M&T Bank Corporation (MTB) |
$250.33 | none |
| Regions Financial Corporation (RF) |
$30.94 | none |
| Community Bank System (CBU) |
$66.10 | none |
| California First National Bancorp (CFNB) |
$33.95 | none |
| JPMorgan Chase & Co. (JPM) |
$344.71 | none |
| Columbia Banking System (COLB) |
$29.95 | none |
| Wells Fargo & Company (WFC) |
$83.87 | none |
| BB&T Corporation (BBT) |
$29.84 | 34.8% |
| Fifth Third Bancorp (FITB) |
$56.57 | none |
| Arrow Financial Corporation (AROW) |
$40.05 | none |
Industry-Level Investment Strategy
Industry analysis allows you to compare companies operating in nearly identical markets. This granularity reveals which businesses have true competitive advantages versus those merely benefiting from industry tailwinds.
Industry Leaders
Established companies with:
- Strong brand recognition
- Pricing power
- Economies of scale
- Distribution advantages
- Customer loyalty
Often safer, but may trade at premium valuations
Niche Players
Specialists focusing on:
- Specific market segments
- Unique technologies
- Geographic advantages
- Specialized expertise
- Customer relationships
Can offer excellent value if moat is strong
Emerging Competitors
Growth companies with:
- Innovative business models
- Technology advantages
- Market share gains
- Scalable platforms
- Strong growth rates
Higher risk but potential for outsized returns
Key Questions for Banks - Regional Stocks
Competitive Analysis:
- What creates customer switching costs?
- How sustainable is the competitive moat?
- Can new entrants easily disrupt the market?
- What drives profitability differences?