Tompkins Financial Corporation Stock Price and Value Analysis

Should you buy Tompkins Financial Corporation stock? (NYSE American:TMP). Let's see how it does in our automated value investing analysis system.

TMP Free Cash Flow Trend

Free Cash Flow trendline for TMP
Free Cash Flow trendline for Tompkins Financial Corporation

Based on historical returns, we believe that Tompkins Financial Corporation can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company has stable growth.
  • This company has a high dividend yield.
  • This company is solid.
  • This stock looks overpriced.
  • This company is making money at a modest rate.

Inside the TMP Numbers

TMP Price
(Tompkins Financial Corporation stock price per share)
$77.80
[?] TMP Fair Price
(based on intrinsic value)
$68.77
[?] TMP Safety Price (based on a variable margin of safety) $44.70
[?] PE Ratio versus Sector 14% higher than other Financial stocks
[?] PE Ratio versus Industry 5% higher than other Banks - Regional - US stocks
[?] Cash Yield 6.39%
[?] Free Cash Flow Jitter 14%
[?] Dividend Yield 3%

Is Tompkins Financial Corporation Stock on Sale?

We believe that Tompkins Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Tompkins Financial Corporation looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy TMP Stock?

Does Tompkins Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.