Old Second Bancorp Stock Price and Value Analysis

Should you buy Old Second Bancorp stock? (NasdaqGS:OSBC). Let's see how it does in our automated value investing analysis system.

OSBC Free Cash Flow Trend

Free Cash Flow trendline for OSBC
Free Cash Flow trendline for Old Second Bancorp

Based on historical returns, we believe that Old Second Bancorp can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantagesNeutral
None.
  • This company has a low dividend yield.
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This company has wild ups and downs.
  • This stock looks fairly priced.

Inside the OSBC Numbers

OSBC Price
(Old Second Bancorp stock price per share)
$11.98
[?] OSBC Fair Price
(based on intrinsic value)
$11.65
[?] OSBC Safety Price (based on a variable margin of safety) $6.99
[?] PE Ratio versus Sector 23% lower than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Cash Yield 5.89%
[?] Free Cash Flow Jitter 2643%
[?] Dividend Yield 0%

Is Old Second Bancorp Stock on Sale?

We believe that Old Second Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Old Second Bancorp looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy OSBC Stock?

Does Old Second Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.