Chemung Financial Corporation Stock Price and Value Analysis

Should you buy Chemung Financial Corporation stock? (NasdaqGS:CHMG). Let's see how it does in our automated value investing analysis system.

CHMG Free Cash Flow Trend

Free Cash Flow trendline for CHMG
Free Cash Flow trendline for Chemung Financial Corporation

Based on historical returns, we believe that Chemung Financial Corporation can grow its free cash at a rate of about 0%. That's positive!

  • This company has stable growth.
  • This company has a high dividend yield.
  • This stock is on sale.
  • This company is less known than others.
  • This company is making money at a modest rate.

Inside the CHMG Numbers

CHMG Price
(Chemung Financial Corporation stock price per share)
[?] CHMG Fair Price
(based on intrinsic value)
[?] CHMG Safety Price (based on a variable margin of safety) $29.60
[?] PE Ratio versus Sector 35% lower than other Financial stocks
[?] PE Ratio versus Industry 54% lower than other Banks - Regional - US stocks
[?] Cash Yield 6.86%
[?] Free Cash Flow Jitter 24%
[?] Dividend Yield 3%

Is Chemung Financial Corporation Stock on Sale?

We believe that Chemung Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Chemung Financial Corporation looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy CHMG Stock?

Does Chemung Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.