Chemung Financial Corporation Stock Price and Value Analysis

Should you buy Chemung Financial Corporation stock? (NasdaqGS:CHMG). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has a high dividend yield.
  • This company has fluctuating growth.
  • This stock is on sale.
  • This company is less known than others.
  • This company is making money at a modest rate.

Inside the CHMG Numbers

CHMG Price
(Chemung Financial Corporation stock price per share)
$44.70
[?] CHMG Fair Price
(based on intrinsic value)
$49.34
[?] CHMG Safety Price (based on a variable margin of safety) $29.60
[?] PE Ratio versus Sector 31% lower than other Financial stocks
[?] PE Ratio versus Industry 54% lower than other Banks - Regional - US stocks
[?] Cash Yield 6.22%
[?] Free Cash Flow Jitter 25%
[?] Dividend Yield 3%
Shares Shorted 6,563

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 6,563 shares shorted. With 3,101,177 shares available for purchase and an average trading volume over the past 10 trading days of 10,020, it would take at least 0.655 days for all of the short holders to cover their shorts.

Is Chemung Financial Corporation Stock on Sale?

We believe that Chemung Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Chemung Financial Corporation looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy CHMG Stock?

Does Chemung Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.