Civista Bancshares Stock Price and Value Analysis

Should you buy Civista Bancshares stock? (NasdaqCM:CIVB). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantagesNeutral
  • This company has a high dividend yield.
  • This company is making money at a modest rate.
  • This company has wild ups and downs.
  • This company is less known than others.
  • This stock looks fairly priced.

Inside the CIVB Numbers

CIVB Price
(Civista Bancshares stock price per share)
$21.73
[?] CIVB Fair Price
(based on intrinsic value)
$20.74
[?] CIVB Safety Price (based on a variable margin of safety) $12.44
[?] PE Ratio versus Sector 25% lower than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Free Cash Flow Jitter 55%
[?] Dividend Yield 3%
Shares Shorted 218,461

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 218,461 shares shorted. With 14,598,460 shares available for purchase and an average trading volume over the past 10 trading days of 38,200, it would take at least 5.719 days for all of the short holders to cover their shorts.

Is Civista Bancshares Stock on Sale?

We believe that Civista Bancshares may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Civista Bancshares looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy CIVB Stock?

Does Civista Bancshares have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.