TrustCo Bank Corp NY Stock Price and Value Analysis

Should you buy TrustCo Bank Corp NY stock? (NasdaqGS:TRST). Let's see how it does in our automated value investing analysis system.

TRST Free Cash Flow Trend

Free Cash Flow trendline for TRST
Free Cash Flow trendline for TrustCo Bank Corp NY

Based on historical returns, we believe that TrustCo Bank Corp NY can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company has amazingly consistent growth!
  • This company is solid.
  • This stock is on sale.
  • This company has a large dividend yield!
  • This company is making money at a modest rate.

Inside the TRST Numbers

TRST Price
(TrustCo Bank Corp NY stock price per share)
$7.74
[?] TRST Fair Price
(based on intrinsic value)
$8.38
[?] TRST Safety Price (based on a variable margin of safety) $5.45
[?] PE Ratio versus Sector 6% lower than other Financial stocks
[?] PE Ratio versus Industry 3% higher than other Banks - Regional - US stocks
[?] Cash Yield 7.52%
[?] Free Cash Flow Jitter 8%
[?] Dividend Yield 3%

Is TrustCo Bank Corp NY Stock on Sale?

We believe that TrustCo Bank Corp NY may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

TrustCo Bank Corp NY looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy TRST Stock?

Does TrustCo Bank Corp NY have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.