NBT Bancorp Stock Price and Value Analysis

Should you buy NBT Bancorp stock? (NasdaqGS:NBTB). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company is solid.
  • This company has stable growth.
  • This company has a high dividend yield.
  • This company is making money at a modest rate.
  • This stock looks overpriced.

Inside the NBTB Numbers

NBTB Price
(NBT Bancorp stock price per share)
$37.24
[?] NBTB Fair Price
(based on intrinsic value)
$33.55
[?] NBTB Safety Price (based on a variable margin of safety) $21.81
[?] PE Ratio versus Sector 10% lower than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Unknown stocks
[?] Cash Yield 5.02%
[?] Free Cash Flow Jitter 15%
[?] Dividend Yield 3%
Shares Shorted 690,387

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 690,387 shares shorted. With 42,741,184 shares available for purchase and an average trading volume over the past 10 trading days of 178,783, it would take at least 3.862 days for all of the short holders to cover their shorts.

Is NBT Bancorp Stock on Sale?

We believe that NBT Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

NBT Bancorp looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy NBTB Stock?

Does NBT Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.