Unity Bancorp Stock Price and Value Analysis

Should you buy Unity Bancorp stock? (NasdaqGM:UNTY). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has fluctuating growth.
  • This company is less known than others.
  • This stock looks overpriced.
  • This company has a low dividend yield.
  • This company is making money at a modest rate.

Inside the UNTY Numbers

UNTY Price
(Unity Bancorp stock price per share)
$26.68
[?] UNTY Fair Price
(based on intrinsic value)
$16.82
[?] UNTY Safety Price (based on a variable margin of safety) $10.09
[?] PE Ratio versus Sector 19% lower than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Cash Yield 1.06%
[?] Free Cash Flow Jitter 26%
[?] Dividend Yield 2%
Shares Shorted 79,091

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 79,091 shares shorted. With 6,487,801 shares available for purchase and an average trading volume over the past 10 trading days of 15,310, it would take at least 5.166 days for all of the short holders to cover their shorts.

Is Unity Bancorp Stock on Sale?

We believe that Unity Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Unity Bancorp looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy UNTY Stock?

Does Unity Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.