Community Bank System Stock Price and Value Analysis

Should you buy Community Bank System stock? (NYSE:CBU). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has stable growth.
  • This company has a high dividend yield.
  • This company is solid.
  • This company is making money at a modest rate.
  • This stock looks overpriced.

CBU Free Cash Flow Trend

Based on historical returns, we believe that Community Bank System can grow its free cash at a rate of about 0%. That's positive!

Free Cash Flow trendline for CBU
Free Cash Flow trendline for Community Bank System

Inside the CBU Numbers

CBU Price
(Community Bank System stock price per share)
$64.85
[?] CBU Fair Price
(based on intrinsic value)
$43.47
[?] CBU Safety Price (based on a variable margin of safety) $28.26
[?] PE Ratio versus Sector 99% higher than other Financial stocks
[?] PE Ratio versus Industry 51% higher than other Banks - Regional - US stocks
[?] Cash Yield 3.70%
[?] Free Cash Flow Jitter 20%
[?] Dividend Yield 3%

Is Community Bank System Stock on Sale?

We believe that Community Bank System may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Community Bank System looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy CBU Stock?

Does Community Bank System have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.