United Bancshares Stock Price and Value Analysis

Should you buy United Bancshares stock? (NasdaqGM:UBOH). Let's see how it does in our automated value investing analysis system.

UBOH Free Cash Flow Trend

Free Cash Flow trendline for UBOH
Free Cash Flow trendline for United Bancshares

Based on historical returns, we believe that United Bancshares can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This stock is available at a great discount!
  • This company has an average dividend yield.
  • This company has stable growth.
  • This company is making money at a modest rate.
  • This company is less known than others.

Inside the UBOH Numbers

UBOH Price
(United Bancshares stock price per share)
$18.85
[?] UBOH Fair Price
(based on intrinsic value)
$36.72
[?] UBOH Safety Price (based on a variable margin of safety) $22.03
[?] PE Ratio versus Sector 40% lower than other Financial stocks
[?] PE Ratio versus Industry 42% higher than other Banks - Regional - US stocks
[?] Cash Yield 10.51%
[?] Free Cash Flow Jitter 14%
[?] Dividend Yield 2%

Is United Bancshares Stock on Sale?

We believe that United Bancshares may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Even better, United Bancshares looks like a stock on sale. Based on our analysis—if the company keeps making money the way it has been—you may be looking at a bargain. Keep this stock in mind as you put together your portfolio! See Before You Buy for your next steps (and read our disclaimer about investing risk).

Should You Buy UBOH Stock?

Does United Bancshares have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.