Marlin Business Services Corp. Stock Price and Value Analysis

Should you buy Marlin Business Services Corp. stock? (NasdaqGS:MRLN). Let's see how it does in our automated value investing analysis system.

MRLN Free Cash Flow Trend

Free Cash Flow trendline for MRLN
Free Cash Flow trendline for Marlin Business Services Corp.

Based on historical returns, we believe that Marlin Business Services Corp. can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company has an average dividend yield.
  • This company has fluctuating growth.
  • This stock is on sale.
  • This company is solid.
  • This company is making money at a modest rate.

Inside the MRLN Numbers

MRLN Price
(Marlin Business Services Corp. stock price per share)
$22.91
[?] MRLN Fair Price
(based on intrinsic value)
$29.80
[?] MRLN Safety Price (based on a variable margin of safety) $19.37
[?] PE Ratio versus Sector 7% higher than other Financial stocks
[?] PE Ratio versus Industry 21% lower than other Credit Services stocks
[?] Cash Yield 10.28%
[?] Free Cash Flow Jitter 28%
[?] Dividend Yield 2%
Shares Shorted 236,425

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 236,425 shares shorted. With 7,253,945 shares available for purchase and an average trading volume over the past 10 trading days of 26,066, it would take at least 9.07 days for all of the short holders to cover their shorts.

Is Marlin Business Services Corp. Stock on Sale?

We believe that Marlin Business Services Corp. may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Marlin Business Services Corp. looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy MRLN Stock?

Does Marlin Business Services Corp. have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.