Heritage Commerce Corp Stock Price and Value Analysis

Should you buy Heritage Commerce Corp stock? (NasdaqGS:HTBK). Let's see how it does in our automated value investing analysis system.

HTBK Free Cash Flow Trend

Free Cash Flow trendline for HTBK
Free Cash Flow trendline for Heritage Commerce Corp

Based on historical returns, we believe that Heritage Commerce Corp can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company is solid.
  • This stock is on sale.
  • This company has a large dividend yield!
  • This company has stable growth.
  • This company is making money at a modest rate.

Inside the HTBK Numbers

HTBK Price
(Heritage Commerce Corp stock price per share)
$9.27
[?] HTBK Fair Price
(based on intrinsic value)
$12.35
[?] HTBK Safety Price (based on a variable margin of safety) $8.03
[?] PE Ratio versus Sector 18% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Unknown stocks
[?] Cash Yield 5.13%
[?] Free Cash Flow Jitter 15%
[?] Dividend Yield 6%
Shares Shorted 682,659

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 682,659 shares shorted. With 57,552,515 shares available for purchase and an average trading volume over the past 10 trading days of 314,200, it would take at least 2.173 days for all of the short holders to cover their shorts.

Is Heritage Commerce Corp Stock on Sale?

We believe that Heritage Commerce Corp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Heritage Commerce Corp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy HTBK Stock?

Does Heritage Commerce Corp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.