Horace Mann Educators Corporation Stock Price and Value Analysis

Should you buy Horace Mann Educators Corporation stock? (NYSE:HMN). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has a large dividend yield!
  • This company is solid.
  • This stock is available at a great discount!
  • This company is making money at a modest rate.
  • This company has wild ups and downs.

Inside the HMN Numbers

HMN Price
(Horace Mann Educators Corporation stock price per share)
$36.12
[?] HMN Fair Price
(based on intrinsic value)
$66.36
[?] HMN Safety Price (based on a variable margin of safety) $43.13
[?] PE Ratio versus Sector 14% lower than other Financial stocks
[?] PE Ratio versus Industry 51% lower than other Unknown stocks
[?] Cash Yield 13.81%
[?] Free Cash Flow Jitter 41%
[?] Dividend Yield 3%
Shares Shorted 1,169,027

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 1,169,027 shares shorted. With 40,765,362 shares available for purchase and an average trading volume over the past 10 trading days of 213,160, it would take at least 5.484 days for all of the short holders to cover their shorts.

Is Horace Mann Educators Corporation Stock on Sale?

We believe that Horace Mann Educators Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Even better, Horace Mann Educators Corporation looks like a stock on sale. Based on our analysis—if the company keeps making money the way it has been—you may be looking at a bargain. Keep this stock in mind as you put together your portfolio! See Before You Buy for your next steps (and read our disclaimer about investing risk).

Should You Buy HMN Stock?

Does Horace Mann Educators Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.