United Community Banks Stock Price and Value Analysis

Should you buy United Community Banks stock? (NasdaqGS:UCBI). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has an average dividend yield.
  • This company is less known than others.
  • This stock looks overpriced.
  • This company has wild ups and downs.
  • This company is making money at a modest rate.

Inside the UCBI Numbers

UCBI Price
(United Community Banks stock price per share)
$32.71
[?] UCBI Fair Price
(based on intrinsic value)
$23.15
[?] UCBI Safety Price (based on a variable margin of safety) $13.89
[?] PE Ratio versus Sector 5% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Cash Yield 3.09%
[?] Free Cash Flow Jitter 389%
[?] Dividend Yield 2%
Shares Shorted 2,502,796

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 2,502,796 shares shorted. With 105,400,612 shares available for purchase and an average trading volume over the past 10 trading days of 488,920, it would take at least 5.119 days for all of the short holders to cover their shorts.

Is United Community Banks Stock on Sale?

We believe that United Community Banks may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

United Community Banks looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy UCBI Stock?

Does United Community Banks have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.