Synchrony Financial Stock Price and Value Analysis

Should you buy Synchrony Financial stock? (NYSE:SYF). Let's see how it does in our automated value investing analysis system.

SYF Free Cash Flow Trend

Free Cash Flow trendline for SYF
Free Cash Flow trendline for Synchrony Financial

Based on historical returns, we believe that Synchrony Financial can grow its free cash at a rate of about 1%. That's positive!

AdvantagesDisadvantages
  • This company has amazingly consistent growth!
  • This company has a high dividend yield.
  • This company is less known than others.
  • This stock looks overpriced.
  • This company is making money at a modest rate.

Inside the SYF Numbers

SYF Price
(Synchrony Financial stock price per share)
$32.94
[?] SYF Fair Price
(based on intrinsic value)
$21.29
[?] SYF Safety Price (based on a variable margin of safety) $12.77
[?] PE Ratio versus Sector 47% lower than other Financial stocks
[?] PE Ratio versus Industry 61% lower than other Credit Services stocks
[?] Free Cash Flow Jitter 1%
[?] Dividend Yield 3%

Is Synchrony Financial Stock on Sale?

We believe that Synchrony Financial may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Synchrony Financial looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy SYF Stock?

Does Synchrony Financial have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.