Midland States Bancorp Stock Price and Value Analysis

Should you buy Midland States Bancorp stock? (NasdaqGS:MSBI). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has a large dividend yield!
  • This company has fluctuating growth.
  • This stock is on sale.
  • This company is making money at a modest rate.
  • This company is less known than others.

Inside the MSBI Numbers

MSBI Price
(Midland States Bancorp stock price per share)
$25.97
[?] MSBI Fair Price
(based on intrinsic value)
$29.46
[?] MSBI Safety Price (based on a variable margin of safety) $17.68
[?] PE Ratio versus Sector 13% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Free Cash Flow Jitter 35%
[?] Dividend Yield 4%
Shares Shorted 424,388

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 424,388 shares shorted. With 19,554,025 shares available for purchase and an average trading volume over the past 10 trading days of 63,440, it would take at least 6.69 days for all of the short holders to cover their shorts.

Is Midland States Bancorp Stock on Sale?

We believe that Midland States Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Midland States Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy MSBI Stock?

Does Midland States Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.