Regional Management Corp. Stock Price and Value Analysis

Should you buy Regional Management Corp. stock? (NYSE:RM). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has fluctuating growth.
  • This company has a large dividend yield!
  • This company is less known than others.
  • This company is making money at a modest rate.
  • This stock looks overpriced.

Inside the RM Numbers

RM Price
(Regional Management Corp. stock price per share)
$29.55
[?] RM Fair Price
(based on intrinsic value)
$23.36
[?] RM Safety Price (based on a variable margin of safety) $14.02
[?] PE Ratio versus Sector 57% lower than other Financial stocks
[?] PE Ratio versus Industry 69% lower than other Credit Services stocks
[?] Free Cash Flow Jitter 34%
[?] Dividend Yield 4%
Shares Shorted 419,682

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 419,682 shares shorted. With 7,235,439 shares available for purchase and an average trading volume over the past 10 trading days of 30,520, it would take at least 13.751 days for all of the short holders to cover their shorts.

What does this mean to you? At this volume, it'll take more than two trading weeks for shorts to cover. This may indicate a short squeeze play would work! If this stock has good fundamentals and it'll take a while for the short holders to cover, buying now could net you bigger short-term technical gains if and as the price rises.

Is Regional Management Corp. Stock on Sale?

We believe that Regional Management Corp. may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Regional Management Corp. looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy RM Stock?

Does Regional Management Corp. have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.