Evans Bancorp Stock Price and Value Analysis

Should you buy Evans Bancorp stock? (NYSE American:EVBN). Let's see how it does in our automated value investing analysis system.

EVBN Free Cash Flow Trend

Free Cash Flow trendline for EVBN
Free Cash Flow trendline for Evans Bancorp

Based on historical returns, we believe that Evans Bancorp can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This stock is on sale.
  • This company has a high dividend yield.
  • This company has wild ups and downs.
  • This company is less known than others.
  • This company is making money at a modest rate.

Inside the EVBN Numbers

EVBN Price
(Evans Bancorp stock price per share)
$34.83
[?] EVBN Fair Price
(based on intrinsic value)
$36.72
[?] EVBN Safety Price (based on a variable margin of safety) $22.03
[?] PE Ratio versus Sector 23% lower than other Financial stocks
[?] PE Ratio versus Industry 3% higher than other Banks - Regional - US stocks
[?] Cash Yield 4.64%
[?] Free Cash Flow Jitter 58%
[?] Dividend Yield 3%

Is Evans Bancorp Stock on Sale?

We believe that Evans Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Evans Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy EVBN Stock?

Does Evans Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.