1st Constitution Bancorp Stock Price and Value Analysis

Should you buy 1st Constitution Bancorp stock? (NasdaqGM:FCCY). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has fluctuating growth.
  • This stock is on sale.
  • This company has a low dividend yield.
  • This company is making money at a modest rate.
  • This company is less known than others.

FCCY Free Cash Flow Trend

Based on historical returns, we believe that 1st Constitution Bancorp can grow its free cash at a rate of about 1%. That's positive!

Free Cash Flow trendline for FCCY
Free Cash Flow trendline for 1st Constitution Bancorp

Inside the FCCY Numbers

FCCY Price
(1st Constitution Bancorp stock price per share)
$20.20
[?] FCCY Fair Price
(based on intrinsic value)
$23.69
[?] FCCY Safety Price (based on a variable margin of safety) $14.21
[?] PE Ratio versus Sector 96% higher than other Financial stocks
[?] PE Ratio versus Industry 42% higher than other Banks - Regional - US stocks
[?] Cash Yield 5.65%
[?] Free Cash Flow Jitter 25%
[?] Dividend Yield 1%

Is 1st Constitution Bancorp Stock on Sale?

We believe that 1st Constitution Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

1st Constitution Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy FCCY Stock?

Does 1st Constitution Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.