American River Bankshares Stock Price and Value Analysis

Should you buy American River Bankshares stock? (NasdaqGS:AMRB). Let's see how it does in our automated value investing analysis system.

AMRB Free Cash Flow Trend

Free Cash Flow trendline for AMRB
Free Cash Flow trendline for American River Bankshares

Based on historical returns, we believe that American River Bankshares can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company has stable growth.
  • This stock is on sale.
  • This company has an average dividend yield.
  • This company is making money at a modest rate.
  • This company is less known than others.

Inside the AMRB Numbers

AMRB Price
(American River Bankshares stock price per share)
$13.14
[?] AMRB Fair Price
(based on intrinsic value)
$21.34
[?] AMRB Safety Price (based on a variable margin of safety) $12.80
[?] PE Ratio versus Sector 27% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Cash Yield 10.99%
[?] Free Cash Flow Jitter 19%
[?] Dividend Yield 2%

Is American River Bankshares Stock on Sale?

We believe that American River Bankshares may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

American River Bankshares looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy AMRB Stock?

Does American River Bankshares have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.