Lake Shore Bancorp Stock Price and Value Analysis

Should you buy Lake Shore Bancorp stock? (NasdaqGM:LSBK). Let's see how it does in our automated value investing analysis system.

LSBK Free Cash Flow Trend

Free Cash Flow trendline for LSBK
Free Cash Flow trendline for Lake Shore Bancorp

Based on historical returns, we believe that Lake Shore Bancorp can grow its free cash at a rate of about 0%. That's positive!

  • This stock is on sale.
  • This company has a large dividend yield!
  • This company has amazingly consistent growth!
  • This company is less known than others.
  • This company is making money at a modest rate.

Inside the LSBK Numbers

LSBK Price
(Lake Shore Bancorp stock price per share)
[?] LSBK Fair Price
(based on intrinsic value)
[?] LSBK Safety Price (based on a variable margin of safety) $11.08
[?] PE Ratio versus Sector 82% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Savings & Cooperative Banks stocks
[?] Cash Yield 5.56%
[?] Free Cash Flow Jitter 12%
[?] Dividend Yield 3%

Is Lake Shore Bancorp Stock on Sale?

We believe that Lake Shore Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Lake Shore Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy LSBK Stock?

Does Lake Shore Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.