United Community BanksStock Price and Value Analysis

Should you buy United Community Banks stock? (NasdaqGS:UCBI). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has fluctuating growth.
  • This company is less known than others.
  • This company is making money at a modest rate.
  • This stock looks overpriced.
  • This company has a low dividend yield.

UCBI Free Cash Flow Trend

Based on historical returns, we believe that United Community Banks can grow its free cash at a rate of about 1%. That's positive!

Free Cash Flow trendline for UCBI
Free Cash Flow trendline for United Community Banks

Inside the UCBI Numbers

UCBI Price
(United Community Banks stock price per share)
$28.11
[?] UCBI Fair Price
(based on intrinsic value)
$23.30
[?] UCBI Safety Price (based on a variable margin of safety) $13.98
[?] PE Ratio versus Sector 43% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Regional - Mid-Atlantic Banks stocks
[?] Cash Yield 5.19%
[?] Free Cash Flow Jitter 34%
[?] Dividend Yield 1%

Is United Community Banks Stock on Sale?

We believe that United Community Banks may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

United Community Banks looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy UCBI Stock?

Does United Community Banks have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.