Lake Shore BancorpStock Price and Value Analysis

Should you buy Lake Shore Bancorp stock? (NasdaqGM:LSBK). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantagesNeutral
  • This company has fluctuating growth.
  • This company has an average dividend yield.
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This stock looks fairly priced.

LSBK Free Cash Flow Trend

Based on historical returns, we believe that Lake Shore Bancorp can grow its free cash at a rate of about 0%. That's positive!

Free Cash Flow trendline for LSBK
Free Cash Flow trendline for Lake Shore Bancorp

Inside the LSBK Numbers

LSBK Price
(Lake Shore Bancorp stock price per share)
$16.99
[?] LSBK Fair Price
(based on intrinsic value)
$17.58
[?] LSBK Safety Price (based on a variable margin of safety) $10.55
[?] PE Ratio versus Sector 165% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Savings & Loans stocks
[?] Cash Yield 4.91%
[?] Free Cash Flow Jitter 29%
[?] Dividend Yield 2%

Is Lake Shore Bancorp Stock on Sale?

We believe that Lake Shore Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Lake Shore Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy LSBK Stock?

Does Lake Shore Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.