Summit State Bank Stock Price and Value Analysis

Should you buy Summit State Bank stock? (NasdaqGM:SSBI). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has a large dividend yield!
  • This company is making money at a modest rate.
  • This stock looks overpriced.
  • This company has wild ups and downs.
  • This company is less known than others.

Inside the SSBI Numbers

SSBI Price
(Summit State Bank stock price per share)
$15.65
[?] SSBI Fair Price
(based on intrinsic value)
$14.81
[?] SSBI Safety Price (based on a variable margin of safety) $8.89
[?] PE Ratio versus Sector 37% lower than other Financial stocks
[?] PE Ratio versus Industry 26% lower than other Unknown stocks
[?] Cash Yield 4.65%
[?] Free Cash Flow Jitter 40%
[?] Dividend Yield 3%
Shares Shorted 3,895

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 3,895 shares shorted. With 4,702,368 shares available for purchase and an average trading volume over the past 10 trading days of 5,660, it would take at least 0.688 days for all of the short holders to cover their shorts.

Is Summit State Bank Stock on Sale?

We believe that Summit State Bank may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Summit State Bank looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy SSBI Stock?

Does Summit State Bank have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.