How does Trendshare evaluate OCN as a worked example?

This example shows how we apply the Trendshare checklist to OCN: earnings power, cash generation, valuation, and margin of safety. We look at business quality, free cash flow trends, price to earnings, and whether there is a reasonable margin of safety at the current price of 0.00.

Ocwen Financial Corporation Stock Price and Value Analysis

Ocwen Financial Corporation (NYSE:OCN) in our automated value investing analysis, with the cash flow history and price comparison below.

Key Facts

Ticker: OCN (NYSE)
Current price: $0.00
Sector: Financial Services
Industry: Mortgage Finance

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Hold-time calculator

Estimate how long you need to hold Ocwen Financial Corporation to reach your target.

Target type Target price Target total return %

Current price

Expected annual return (compound annual growth rate, CAGR)

Margin of safety (%)

Target price (Trendshare FV)

Include dividend yield
N/A

OCN Free Cash Flow Trend

Free Cash Flow trendline for OCN — Free Cash Flow trendline for Ocwen Financial Corporation

Hmm, we can't give any reliable projection for Ocwen Financial Corporation's growth rate. The company either has too few years of historical data for us to examine, or it's in the habit of losing money.

None of this means it's a bad stock. Maybe it's new and growing quickly, or maybe it's turning things around. We can't say anything sensible about it, so we won't say it's obviously undervalued right now. Proceed at your own risk!

Advantages	Disadvantages	Neutral
This company is solid.	This company has wild ups and downs. This company is not making money. This stock looks overpriced.	This company pays no dividend.

Inside the OCN Numbers

	OCN Price (Ocwen Financial Corporation stock price per share)	$0.00
× PE Ratio Versus Sector The PE ratio measures the reported earnings of a company to its current stock price. While earnings are easy to manipulate on the balance sheet, this ratio gives you a sense of what buyers are willing to pay for the stock—what they believe it will do in the future. Comparing a stock's PE to the average PE of companies in its industry gives you a sense of market sentiment about the stock and how well it fares financially. It's not the only number, nor the most important, but comparing similar companies is valuable. A ratio far above or below that of its peers is significant. Industries are more specific than sectors, so companies within most industries are more similar than are companies within an industry. Be aware that the size and customers of companies are important to their prospects. Close ^[?]	PE Ratio versus Sector	77% lower than other Financial Services stocks
× PE Ratio Versus Industry The PE ratio measures the reported earnings of a company to its current stock price. While earnings are easy to manipulate on the balance sheet, this ratio gives you a sense of what buyers are willing to pay for the stock—what they believe it will do in the future. Comparing a stock's PE to the average PE of companies in its sector gives you a sense of market sentiment about the stock and how well it fares financially. It's not the only number, nor the most important, but comparing similar companies is valuable. A ratio far above or below that of its peers is significant. Be aware that sectors are very broad, with many types of companies in the same sector. Close ^[?]	PE Ratio versus Industry	58% lower than other Mortgage Finance stocks
× Cash Yield The cash yield of a stock is the ratio of free cash per share—real dollars available after bringing in revenue and paying bills—to the current price of the stock. It's similar to the PE ratio, but it's less prone to manipulation through accounting practices. In general, the less you have to pay to make more money, the better. Close ^[?]	Cash Yield	183.81%
× Free Cash Flow Jitter The free cash flow jitter of a stock measures how much the company's free cash flow varies from its historical trend, on average. While it's always nice to make more money than you expected, a company with predictable free cash flow is stable and good. A company with wild swings in its free cash flow warrants further research. In general, the lower this number, the better. Close ^[?]	Free Cash Flow Jitter	124%

Insider Activity Summary

No open-market insider buys or sells are recorded for the last 12 months.

Recent Insider Activity

Open-market buys and sells reported by Ocwen Financial Corporation's officers, directors, and 10% owners on SEC Form 4. Routine transactions (tax withholding, option exercises, and stock grants) are excluded -- these are discretionary trades only.

Date	Insider	Type	Shares	Price
2022-06-01	Busquet Jacques J	Buy	1,000	$28.60
2022-05-31	BRITELL JENNE K	Buy	361	$27.71
2022-05-26	CALDWELL PHYLLIS R	Buy	500	$26.93
2022-05-25	Britti John V. (EVP & Chief Investment Officer)	Buy	300	$25.09
2022-05-25	Henley George T. (EVP & Chief Growth Officer)	Buy	1,980	$25.28
2022-05-24	Messina Glen A. (President & CEO)	Buy	3,000	$26.18
2022-05-23	ZELENY DENNIS (EVP & Chief Admin Officer)	Buy	95	$25.11
2022-05-23	ZELENY DENNIS (EVP & Chief Admin Officer)	Buy	125	$25.18
2021-08-16	Busquet Jacques J	Buy	1,000	$28.65
2021-08-16	Busquet Jacques J	Buy	2,000	$28.90

Estimate Intrinsic Value (DCF)

Project future free cash flow and discount it back to today to compare market price vs intrinsic value. See how compound returns work over time.

📊 Intrinsic Value Calculator (DCF Method)

Calculate the present value of future cash flows to determine stock intrinsic value.

Annual Free Cash Flow ($):

Current or most recent year free cash flow (operating cash - capex)

Expected Annual Growth Rate (%):

Conservative estimate (3-7% for mature companies, 10-20% for growth)

Discount Rate (%):

Required rate of return (8-10% stable, 12-15% growth, 15%+ speculative)

Projection Period (Years):

Longer projections are less certain but may reveal more value

Terminal Value Multiple:

Exit multiple for terminal value (10-15x typical for mature companies)

Calculation Results

Total Intrinsic Value:

Discounted Cash Flows:

Terminal Value (PV):

Year	Future CF	Present Value

How to use this result: Compare the intrinsic value to the current stock price. If intrinsic value is significantly higher than market price (30-50% margin of safety), the stock may be undervalued. Remember, these are estimates based on your assumptions.

Learn to Evaluate OCN

Learn how to evaluate stocks, understand expected returns, and build a value investing strategy.

See How Returns Compound →

Free Cash Flow by Fiscal Year

Each year names the SEC filer that reported it, so a change of filer shows up here.

Fiscal year	SEC filer (CIK)	Free cash flow (USD millions)
2009	873860	202.9
2010	873860	723.8
2011	873860	978.4
2012	873860	1808.2
2013	873860	872.5
2014	873860	339.1
2015	873860	561.5
2016	873860	395.1
2017	873860	384.9
2018	873860	252.5
2019	873860	133.7
2020	873860	249.5
2021	873860	-473.9
2022	873860	168.4
2023	873860	7.0
2024	873860	-577.0
2025	873860	-750.9

Download the yearly data as CSV.

Price Versus Our Estimated Value

Only 14 of the 17 fiscal years under Ocwen Financial Corporation's current filer show positive free cash flow.

Free cash flow is volatile from year to year, with a variability measure of 124%.

We do not estimate a fair value for Ocwen Financial Corporation while its free cash flow growth is not positive, so there is no value comparison here.

We do not have a dividend yield for Ocwen Financial Corporation.

These figures are automated calculations from SEC filings and the recent price. They are not a recommendation to buy or sell. See how we estimate value.

Compared With Its Sector and Industry

Its trailing P/E ratio is 77% below the average for stocks in the Financial Services sector.

Its trailing P/E ratio is 58% below the average for stocks in the Mortgage Finance industry.

A P/E ratio depends on trailing earnings, which one-time items can distort, so a lower P/E is not by itself evidence of value.

SEC Filer History

Every fiscal year on this page is reported by one SEC filer, CIK 873860.

Each figure on this page comes from that filer.

Risks to This Analysis

Free cash flow was negative in 3 of the 17 years we have.
Free cash flow is volatile from year to year, so the estimates depend heavily on which years are included.
We have no value estimate for this stock, so no price comparison is made.
These figures are automated calculations from SEC filings and the recent price. They may contain errors, and they do not reflect lawsuits, management changes, or other events the filings do not show.

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Questions to Answer Before You Invest in OCN

Does Ocwen Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.

Step 1 — Snapshot
- Price: 0.00
- Market cap: —
- EPS: —
Step 2 — Valuation checks
- P/E: —
- FCF yield: —
- Date checked: Nov 12, 2026
Step 3 — Margin of safety
- Compare price to fair value and safety price.
- Look for durable cash generation and reasonable leverage.
- Decide if it passes your personal checklist.