Stewardship Financial Corporation Stock Price and Value Analysis

Should you buy Stewardship Financial Corporation stock? (NasdaqCM:SSFN). Let's see how it does in our automated value investing analysis system.

SSFN Free Cash Flow Trend

Free Cash Flow trendline for SSFN
Free Cash Flow trendline for Stewardship Financial Corporation

Based on historical returns, we believe that Stewardship Financial Corporation can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantagesNeutral
None.
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This company has wild ups and downs.
  • This company has a low dividend yield.
  • This stock looks fairly priced.

Inside the SSFN Numbers

SSFN Price
(Stewardship Financial Corporation stock price per share)
$8.80
[?] SSFN Fair Price
(based on intrinsic value)
$9.20
[?] SSFN Safety Price (based on a variable margin of safety) $5.52
[?] PE Ratio versus Sector 26% lower than other Financial stocks
[?] PE Ratio versus Industry 33% higher than other Banks - Regional - US stocks
[?] Free Cash Flow Jitter 36%
[?] Dividend Yield 1%

Is Stewardship Financial Corporation Stock on Sale?

We believe that Stewardship Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Stewardship Financial Corporation looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy SSFN Stock?

Does Stewardship Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.