Santander Consumer USA Holdings Stock Price and Value Analysis

Should you buy Santander Consumer USA Holdings stock? (NYSE:SC). Let's see how it does in our automated value investing analysis system.

SC Free Cash Flow Trend

Free Cash Flow trendline for SC
Free Cash Flow trendline for Santander Consumer USA Holdings

Based on historical returns, we believe that Santander Consumer USA Holdings can grow its free cash at a rate of about 0%. That's positive!

AdvantagesDisadvantages
  • This company has amazingly consistent growth!
  • This company has a large dividend yield!
  • This stock looks overpriced.
  • This company is less known than others.
  • This company is making money at a modest rate.

Inside the SC Numbers

SC Price
(Santander Consumer USA Holdings stock price per share)
$26.20
[?] SC Fair Price
(based on intrinsic value)
$19.95
[?] SC Safety Price (based on a variable margin of safety) $11.97
[?] PE Ratio versus Sector 25% lower than other Financial stocks
[?] PE Ratio versus Industry 64% lower than other Specialty Finance stocks
[?] Free Cash Flow Jitter 4%
[?] Dividend Yield 3%

Is Santander Consumer USA Holdings Stock on Sale?

We believe that Santander Consumer USA Holdings may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Santander Consumer USA Holdings looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy SC Stock?

Does Santander Consumer USA Holdings have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.