EMC Insurance Group Stock Price and Value Analysis

Should you buy EMC Insurance Group stock? (NasdaqGS:EMCI). Let's see how it does in our automated value investing analysis system.

EMCI Free Cash Flow Trend

Free Cash Flow trendline for EMCI
Free Cash Flow trendline for EMC Insurance Group

Based on historical returns, we believe that EMC Insurance Group can grow its free cash at a rate of about 1%. That's positive!

AdvantagesDisadvantages
  • This company is solid.
  • This stock is on sale.
  • This company has a high dividend yield.
  • This company is making money at a modest rate.
  • This company has wild ups and downs.

Inside the EMCI Numbers

EMCI Price
(EMC Insurance Group stock price per share)
$36.29
[?] EMCI Fair Price
(based on intrinsic value)
$49.36
[?] EMCI Safety Price (based on a variable margin of safety) $32.08
[?] PE Ratio versus Sector 82% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Insurance - Property & Casualty stocks
[?] Cash Yield 10.88%
[?] Free Cash Flow Jitter 38%
[?] Dividend Yield 3%

Is EMC Insurance Group Stock on Sale?

We believe that EMC Insurance Group may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

EMC Insurance Group looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy EMCI Stock?

Does EMC Insurance Group have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.