United Bancorp Stock Price and Value Analysis

Should you buy United Bancorp stock? (NasdaqCM:UBCP). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantagesNeutral
  • This company has a large dividend yield!
  • This company has fluctuating growth.
  • This company is less known than others.
  • This company is making money at a modest rate.
  • This stock looks fairly priced.

Inside the UBCP Numbers

UBCP Price
(United Bancorp stock price per share)
$14.98
[?] UBCP Fair Price
(based on intrinsic value)
$15.51
[?] UBCP Safety Price (based on a variable margin of safety) $9.31
[?] PE Ratio versus Sector 18% lower than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Banks - Regional - US stocks
[?] Cash Yield 4.78%
[?] Free Cash Flow Jitter 28%
[?] Dividend Yield 4%
Shares Shorted 14,212

This stock has short interest! This means that people have shorted it.

Why does that matter? They've made a bet that price will decrease from where they bought it. Maybe there are financial problems, or maybe there's a value play.

As of the latest analysis, there are 14,212 shares shorted. With 4,945,738 shares available for purchase and an average trading volume over the past 10 trading days of 5,340, it would take at least 2.661 days for all of the short holders to cover their shorts.

Is United Bancorp Stock on Sale?

We believe that United Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

United Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy UBCP Stock?

Does United Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.