United BancorpStock Price and Value Analysis

Should you buy United Bancorp stock? (NasdaqCM:UBCP). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantagesNeutral
  • This company has fluctuating growth.
  • This company has a large dividend yield!
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This stock looks fairly priced.

UBCP Free Cash Flow Trend

Based on historical returns, we believe that United Bancorp can grow its free cash at a rate of about 0%. That's positive!

Free Cash Flow trendline for UBCP
Free Cash Flow trendline for United Bancorp

Inside the UBCP Numbers

UBCP Price
(United Bancorp stock price per share)
$12.75
[?] UBCP Fair Price
(based on intrinsic value)
$13.31
[?] UBCP Safety Price (based on a variable margin of safety) $7.99
[?] PE Ratio versus Sector 31% higher than other Financial stocks
[?] PE Ratio versus Industry 2% lower than other Regional - Midwest Banks stocks
[?] Cash Yield 6.64%
[?] Free Cash Flow Jitter 31%
[?] Dividend Yield 4%

Is United Bancorp Stock on Sale?

We believe that United Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

United Bancorp looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy UBCP Stock?

Does United Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.