Old Point Financial CorporationStock Price and Value Analysis

Should you buy Old Point Financial Corporation stock? (NasdaqCM:OPOF). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
None.
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This stock looks overpriced.
  • This company has a low dividend yield.
  • This company has wild ups and downs.

OPOF Free Cash Flow Trend

Based on historical returns, we believe that Old Point Financial Corporation can grow its free cash at a rate of about 0%. That's positive!

Free Cash Flow trendline for OPOF
Free Cash Flow trendline for Old Point Financial Corporation

Inside the OPOF Numbers

OPOF Price
(Old Point Financial Corporation stock price per share)
$28.67
[?] OPOF Fair Price
(based on intrinsic value)
$25.60
[?] OPOF Safety Price (based on a variable margin of safety) $15.36
[?] PE Ratio versus Sector 188% higher than other Financial stocks
[?] PE Ratio versus Industry 0% lower than other Regional - Mid-Atlantic Banks stocks
[?] Cash Yield 4.22%
[?] Free Cash Flow Jitter 177%
[?] Dividend Yield 2%

Is Old Point Financial Corporation Stock on Sale?

We believe that Old Point Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Old Point Financial Corporation looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy OPOF Stock?

Does Old Point Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.