Nicholas FinancialStock Price and Value Analysis

Should you buy Nicholas Financial stock? (NasdaqGS:NICK). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantagesNeutral
  • This company has amazingly consistent growth!
  • This stock is available at a great discount!
  • This company is solid.
  • This company is making money at a modest rate.
  • This company pays no dividend.

NICK Free Cash Flow Trend

Based on historical returns, we believe that Nicholas Financial can grow its free cash at a rate of about 5%. That's positive!

Free Cash Flow trendline for NICK
Free Cash Flow trendline for Nicholas Financial

Inside the NICK Numbers

NICK Price
(Nicholas Financial stock price per share)
$7.96
[?] NICK Fair Price
(based on intrinsic value)
$37.35
[?] NICK Safety Price (based on a variable margin of safety) $24.28
[?] PE Ratio versus Sector 177% higher than other Financial stocks
[?] PE Ratio versus Industry 103% higher than other Credit Services stocks
[?] Cash Yield 41.11%
[?] Free Cash Flow Jitter 8%
[?] Dividend Yield 0%

Is Nicholas Financial Stock on Sale?

We believe that Nicholas Financial may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Even better, Nicholas Financial looks like a stock on sale. Based on our analysis—if the company keeps making money the way it has been—you may be looking at a bargain. Keep this stock in mind as you put together your portfolio! See Before You Buy for your next steps (and read our disclaimer about investing risk).

Should You Buy NICK Stock?

Does Nicholas Financial have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.