Horace Mann Educators CorporationStock Price and Value Analysis

Should you buy Horace Mann Educators Corporation stock? (NYSE:HMN). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has an average dividend yield.
  • This stock is on sale.
  • This company is solid.
  • This company has stable growth.
  • This company is making money at a modest rate.

HMN Free Cash Flow Trend

Based on historical returns, we believe that Horace Mann Educators Corporation can grow its free cash at a rate of about 1%. That's positive!

Free Cash Flow trendline for HMN
Free Cash Flow trendline for Horace Mann Educators Corporation

Inside the HMN Numbers

HMN Price
(Horace Mann Educators Corporation stock price per share)
$43.15
[?] HMN Fair Price
(based on intrinsic value)
$62.33
[?] HMN Safety Price (based on a variable margin of safety) $40.51
[?] PE Ratio versus Sector 112% higher than other Financial stocks
[?] PE Ratio versus Industry 29% higher than other Property & Casualty Insurance stocks
[?] Cash Yield 11.80%
[?] Free Cash Flow Jitter 15%
[?] Dividend Yield 2%

Is Horace Mann Educators Corporation Stock on Sale?

We believe that Horace Mann Educators Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Horace Mann Educators Corporation looks like a price in the fair value range. Based on our analysis—if the company keeps making money the way it has been—you could be looking at a good stock. See Before You Buy for your next steps.

Should You Buy HMN Stock?

Does Horace Mann Educators Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.