Horizon BancorpStock Price and Value Analysis

Should you buy Horizon Bancorp stock? (NasdaqGS:HBNC). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has an average dividend yield.
  • This company is making money at a modest rate.
  • This company is less known than others.
  • This stock looks overpriced.
  • This company has wild ups and downs.

HBNC Free Cash Flow Trend

Based on historical returns, we believe that Horizon Bancorp can grow its free cash at a rate of about 0%. That's positive!

Free Cash Flow trendline for HBNC
Free Cash Flow trendline for Horizon Bancorp

Inside the HBNC Numbers

HBNC Price
(Horizon Bancorp stock price per share)
$27.11
[?] HBNC Fair Price
(based on intrinsic value)
$20.04
[?] HBNC Safety Price (based on a variable margin of safety) $12.02
[?] PE Ratio versus Sector 47% higher than other Financial stocks
[?] PE Ratio versus Industry 6% higher than other Regional - Northeast Banks stocks
[?] Cash Yield 4.28%
[?] Free Cash Flow Jitter 46%
[?] Dividend Yield 2%

Is Horizon Bancorp Stock on Sale?

We believe that Horizon Bancorp may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Horizon Bancorp looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy HBNC Stock?

Does Horizon Bancorp have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.