EMC Insurance GroupStock Price and Value Analysis

Should you buy EMC Insurance Group stock? (NasdaqGS:EMCI). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This stock is available at a great discount!
  • This company has a high dividend yield.
  • This company is solid.
  • This company has wild ups and downs.
  • This company is making money at a modest rate.

EMCI Free Cash Flow Trend

Based on historical returns, we believe that EMC Insurance Group can grow its free cash at a rate of about 2%. That's positive!

Free Cash Flow trendline for EMCI
Free Cash Flow trendline for EMC Insurance Group

Inside the EMCI Numbers

EMCI Price
(EMC Insurance Group stock price per share)
$29.00
[?] EMCI Fair Price
(based on intrinsic value)
$50.74
[?] EMCI Safety Price (based on a variable margin of safety) $32.98
[?] PE Ratio versus Sector 35% higher than other Financial stocks
[?] PE Ratio versus Industry 17% lower than other Property & Casualty Insurance stocks
[?] Cash Yield 13.79%
[?] Free Cash Flow Jitter 38%
[?] Dividend Yield 3%

Is EMC Insurance Group Stock on Sale?

We believe that EMC Insurance Group may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Even better, EMC Insurance Group looks like a stock on sale. Based on our analysis—if the company keeps making money the way it has been—you may be looking at a bargain. Keep this stock in mind as you put together your portfolio! See Before You Buy for your next steps (and read our disclaimer about investing risk).

Should You Buy EMCI Stock?

Does EMC Insurance Group have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.