Chemung Financial CorporationStock Price and Value Analysis

Should you buy Chemung Financial Corporation stock? (NasdaqGS:CHMG). Let's see how it does in our automated value investing analysis system.

AdvantagesDisadvantages
  • This company has an average dividend yield.
  • This company has fluctuating growth.
  • This stock looks overpriced.
  • This company is less known than others.
  • This company is making money at a modest rate.

CHMG Free Cash Flow Trend

Based on historical returns, we believe that Chemung Financial Corporation can grow its free cash at a rate of about 1%. That's positive!

Free Cash Flow trendline for CHMG
Free Cash Flow trendline for Chemung Financial Corporation

Inside the CHMG Numbers

CHMG Price
(Chemung Financial Corporation stock price per share)
$52.35
[?] CHMG Fair Price
(based on intrinsic value)
$46.15
[?] CHMG Safety Price (based on a variable margin of safety) $27.69
[?] PE Ratio versus Sector 50% higher than other Financial stocks
[?] PE Ratio versus Industry 46% lower than other Regional - Pacific Banks stocks
[?] Cash Yield 5.22%
[?] Free Cash Flow Jitter 33%
[?] Dividend Yield 2%

Is Chemung Financial Corporation Stock on Sale?

We believe that Chemung Financial Corporation may be worth examining further. It's making money, which is a very positive sign. Is it on sale?

Chemung Financial Corporation looks overpriced right now. If you're looking for a bargain in the stock market, you should probably look elsewhere for a great deal. This might still be a great stock to own—but it's not on sale right now.

Should You Buy CHMG Stock?

Does Chemung Financial Corporation have a coherent story? Does it have a plan to continue to make money? Is it worth your time? Only you can decide where to go from here. Our investment guide helps you ask the right questions, including how to buy stocks. Use these research links for more information.